Canada Pension Plan (CPP)

The Canada Pension Plan (CPP) is a federal government pension plan – it is not regulated by FCNB.All information requests or inquiries about the CPP should be directed to Service Canada.

Learn more about CPP or apply for CPP retirement pension online at Service Canada – Canada Pension Plan or by calling 1-800-277-9914.

Almost everyone who works in Canada contributes to the Canada Pension Plan (CPP). The CPP is a percentage of your gross income that is paid by you and your employer.  If you are self-employed, you pay both the employee’s and employer’s share.  Each year you contribute a percentage of your gross income up to a maximum amount. The CPP is used to provide income in the form of pensions and benefits when contributors retire, become disabled, or die.  

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