Welcome to the FCNB Portal help and FAQ page. Here you will find resources to guide you through the various aspects of using our portal, from creating an account to completing an online application or filing.
As part of our mandate, we promote the development of capital markets by ensuring that New Brunswick has a regulatory infrastructure that supports access to capital and the growth of economic wealth and independence for New Brunswick residents.
The Mortgage Brokers Act (Act) sets out a licensing regime for parties who broker or administer mortgages. There are four licence types set out in the legislation: mortgage brokerage (brokerage), mortgage associate (associate), mortgage broker (broker), and mortgage administrator (administrator).
The enforcement division is responsible for the assessment, investigation and, in appropriate cases, prosecution of complaints and referrals to the Commission involving violations of the various laws over which the Commission has authority.
The Financial Institutions Division oversees the financial stability and solvency of credit unions for the protection of depositors and provides corporate registry services for credit unions.
It also oversees the financial stability and solvency of provincially incorporated loan and trust companies, regulates the licensing of extra-provincial loan and trust companies, and regulates the incorporation of co-operatives in the province.
The Insurance Division provides day-to-day administration of the Insurance Act through the regulation, oversight and licensing of insurers and insurance intermediaries (adjusters, agents and brokers, damage appraisers).
The Pension Division of the Financial and Consumer Services Commission is responsible for the enforcement of standards prescribed under the Pension Benefits Act and for the investigation of alleged violations.
The Securities Division provides day to day administration of the Securities Actthrough the regulation and oversight of registrants, securities issuers and self-regulatory organizations. Securities Division staff review offering documents, continuous disclosure documents and applications to ensure these filings comply with securities laws.