Resources
How to read a paystub
Resources
Build a Budget that Works
![Group of millennials having coffee in a café.](/sites/default/files/styles/teaser_1_1_/public/2021-04/Money%20101%20for%20millennials.jpg?itok=o0DMWVw5)
Guide
How you handle money over the next few years is key in reaching your future financial goals. One of your goals may be financial freedom – having enough money down the road to travel, pursue your passion and enjoy life.
Given the challenges millennials face, this may seem like a daunting goal.
Resources
Eight Month Student Budget
Resources
Simple Student Budget
Resources
Monthly Budget
![Piggy bank, calculator and notebook on a desk.](/sites/default/files/styles/teaser_1_1_/public/2021-04/7%20ways%20to%20save%20money.jpg?itok=e0Wvvmnc)
Guide
For many New Brunswickers, money worries are top of mind during this difficult year. Financial stress can have a serious impact on your physical and mental health. Below find ways to help you cut back and make small changes that can have a big impact on seven spending areas.
![Woman using a laptop and holding a credit card to make an online purchase.](/sites/default/files/styles/teaser_1_1_/public/2021-04/Being%20a%20smart%20consumer.jpg?itok=K3edLGu8)
Guide
What does it mean to spend smart? It’s more than just finding the best deal. It means knowing your spending limits, knowing your rights and responsibilities as well as being informed before you buy. Don’t be tempted into a fast purchase by a flashy red sale sticker. Look for a good, reliable product that is reasonably-priced.
![Closeup of a woman selecting a credit card](/sites/default/files/styles/teaser_1_1_/public/2022-08/So%20you%20say%20you%20want%20a%20credit%20card.jpg?itok=qG3ENt_r)
Guide
Does it seem like all of your friends are living large and spending more? It’s common for people to feel the Fear of Missing Out (FOMO) -- when they think others may be experiencing better things or having more fun. Buying based on FOMO has increased with the rise of social media.
![Couple sitting on a couch using a laptop and reviewing bills.](/sites/default/files/styles/teaser_1_1_/public/2022-09/iStock-1372099648.jpg?itok=aX-xmHHP)
Guide
Everything seems to cost more these days. At the gas pumps and grocery stores, New Brunswickers are seeing higher prices, largely due to inflation.
What is inflation?
Inflation relates to how the value of your money changes over a period of time. What your money can buy today compared to a period of time in the past is the measurement of inflation.