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Check Licence and Registration

Checking licensing and registration is a simple first step you can take to protect yourself.

Whether you’re getting a mortgage, buying insurance, making a purchase at your door or investing for your future, the professionals you deal with may need to be licensed or registered with the Commission.

While most of the people who work in these industries are fair and follow the rules, licensing and registration adds a layer of protection because the Commission will only register or license those who meet the requirements in the relevant acts.

This may include criminal background checks, education requirements, or more. They may also be subject to ongoing requirements which may include risk management, disclosure, or dealing honestly, fairly and in good faith with clients or more.

It does not matter if the person lives in New Brunswick or not. If they do business in New Brunswick, they must be licensed with the Commission. This applies whether the business is done in person, in writing, online, or over the phone.

Being registered or licensed doesn’t mean that all firms and individuals have the same skills, provide the same services or charge the same fees. Make sure you understand their qualifications and the products or services they are allowed to sell you.