Rules under the recently modernized Credit Unions Act and the Cooperatives Act took effect on Jan. 1.
Guide
When a consumer owes money to a company and is not paying or is unable to make the minimum payment, sometimes the company will turn the debt over to a collection agency. A collection agency is a business that arranges for the payment of outstanding account balances and money owed to a company.
Guide
Buying a new (or new-to-you) vehicle is a major purchase and an exciting experience often wrapped up in a surprising amount of emotion. For many people, their vehicle is more than a tool to get from A to B. They’re often an expression of personal style, a bit of a status symbol, and represent freedom. Of course, it’s important to remember that’s it’s also a major financial commitment.
Resources
Mon, Jun 08
Collection Agency Rules
Document File
The agency and the individuals who work as collectors must be licensed with the Financial and Consumer Services Commission and must follow the rules outlined in this document.
Resources
Mon, Jun 08
Build a Budget that Works
Document File
Track your expenses and plan your finances with this monthly budget.
Resources
Tue, Jun 09
The Record Keeper
Document File
Do you remember where you’ve stored the deed to your house or where your life insurance documents are? Do your loved ones have contact numbers for your financial planner, accountant or lawyer in case something happens to you? The Record Keeper provides the perfect place for storing essential information in one handy location.
Resources
Tue, Jun 09
Who is working with you and your money?
Document File
Whether you're getting a mortgage, buying insurance, making a purchase at your door or investing for your future, the professionals you deal with may need to be licensed or registered with FCNB.
Guide
How you handle money over the next few years is key in reaching your future financial goals. One of your goals may be financial freedom – having enough money down the road to travel, pursue your passion and enjoy life.
Given the challenges millennials face, this may seem like a daunting goal.
Resources
Tue, Jun 23
Eight Month Student Budget
Document File
Help track your expenses and plan your finances more effectively with this monthly budget.
Resources
Tue, Jun 23
Monthly Budget
Document File
Use this budget binder to track your expenses and compare with your budget check sheet.