Travel Insurance Agent
The Office of the Superintendent of Insurance issues licences to individuals who have met the requirements of the Insurance Act and the Rule INS-001 Insurance Intermediaries Licensing and Obligations, authorizing those individuals to carry on the business of a Travel Insurance Agent.
Travel insurance may refer to coverage of any of the following:
- loss of, or damage to, personal property that occurs while on a trip;
- loss that is caused by the delayed arrival of personal baggage while on a trip;
- loss that is incurred from the rental of a motor vehicle while on a trip
- expenses incurred while on a trip that result from an illness, disability, bodily injury to, or the death of, the person caused by an accident while on a trip;
- expenses incurred by the person for dental care necessitated by an accident while on a trip;
All applicants must meet the requirements listed on the Applying for Your Insurance Licence page.
Licensing qualifications and educational requirements
To qualify for a Travel Insurance Agent licence, an applicant must successfully complete an education program for a Travel Insurance Agent approved by the Superintendent of Insurance.
What if I have a Life or Accident and Sickness Insurance Agent Licence?
Individuals who already hold a Life or Accident and Sickness Insurance Agent licence are eligible to sell travel insurance without needing to complete an additional travel insurance education program or obtain a separate Travel Insurance Agent licence. However, they must indicate on their application or renewal that they also plan to sell travel insurance.
What if I don’t hold a Life or Accident and Sickness Insurance Agent Licence?
For those who do not hold a Life or Accident and Sickness Insurance Agent licence, you must obtain a Travel Insurance Agent license which will require you successfully complete an education program approved by the Superintendent. The Superintendent has approved the following two courses for a Travel Insurance Agent licence:
- Life Licence Qualifying Program (LLQP) components:
- Accident and Sickness Insurance
- Ethics and Professional Practice (Common Law)
- TRIP - Travel Health Insurance Association’s (THIA) Travel Insurance Program
Effective February 1, 2026, an applicant for a Travel Insurance Agent licence must upload proof of successful completion of one of the approved courses listed above. Applicants must complete an approved Travel Insurance Agent Licence course exam within 12 months before applying – unless they held a corresponding or equivalent licence in the previous 24 months.
To create a profile to begin an application, continue an application already in process, or check the status of a submitted application, log into the Commission’s Portal.
Use the Commission's Portal to make changes to address or contact information. Upon renewal, licensees must notify the Commission of any changes to other information that constitutes a change since their last application by completing a Duty to Report.