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Life Insurance Agent

The Office of the Superintendent of Insurance issues licences to individuals who have met the requirements of the Insurance Act and the Rule INS-001 Insurance Intermediaries Licensing and Obligations, authorizing those individuals to carry on the business of a Life Insurance Agent.

A Life Insurance Agent Licence may be issued to residents and non-residents who wish to carry on the business of an insurance agent for life, accident and sickness insurance in New Brunswick. A licence is required for all insurance business conducted by the intermediary, regardless of whether it is done in person, in writing, over the telephone or online.

All applicants must meet the requirements listed on the Applying for Your Insurance Licence page.


A Life Agent Licence may be issued to an applicant who is not a resident of New Brunswick. To obtain a licence in New Brunswick, an individual who resides in another jurisdiction must be licensed in the jurisdiction in which they reside. An applicant or licensee must provide proof of being licensed in the other jurisdiction.  

For non-residents from Quebec, all first-time applicants must also provide proof that the Ethics and Professional Practice (within the context of Common Law) 112 exam has been completed. The Ethics and Professional Practice (within the context of civil law) 111 does not fulfill this requirement.

Licensing qualifications and educational requirements

Applicants for a Life Insurance Agent Licence must have completed the Life insurance, Accident and Sickness Insurance, Segregated Funds and Annuities and Ethics and Professional Practice components of the Life Licence Qualifying Program (LLQP)